Prepaid Funerals

Just like writing a will, a Prepaid Funeral Plan helps you to get things in order, long before it is needed. With a Bethel Prepaid Funeral Plan, you will benefit from having all funeral costs fixed at today’s rates, protecting you and your family from any future increases. Most importantly, you will have peace of mind knowing that your wishes will be thoughtfully carried out without placing a financial burden onto your loved ones.

Pre-arranged Funeral

A pre-arranged funeral is similar to a prepaid funeral in which you plan the funeral requisites and services for the future, however the payment of the funeral is made once the service is conducted. A way to organise a pre-arranged funeral with us is by filling out your requests in our personal preference record.

By choosing us to for your prepaid or pre-arranged funeral, you will not only be looking after your wishes and leaving behind much love and precious memories, but will also be leaving a legacy that will bring hope to the hearts and lives of many other families.

To learn more about our Prepaid Funeral Plans use the calculator below or contact us to make an enquiry.

Make an Enquiry

Pre-Paid Funeral Calculator

40
20 95
6,000
$1,000 $50,000
83
40 100

My Results

  • No Protection

    One off payment in 44 years **

  • $26,338
  • Insurance Premiums

    Premiums to pay over the next 44 years **

  • $47,340
  • Pre-Paid Funeral

    One off payment today

  • $6,000
**This calculator is to be used as a guide and is not to be substituted for specific financial advice.
The calculation figures are based on averages across the market.

Decide on your preferences with our Personal Profile

Our Personal Profile guide will help you to express your preferences about your own funeral and help to ease the burden on your family.

Bethel-personal-profile-mock-up

Download Profile

The Process of Creating a Prepaid Funeral Plan

No Health Checks or Excessive Paperwork
The process of creating a prepaid funeral plan is quick and simple, with no health checks required or excessive paperwork. Our professional staff are there to walk through each step and answer any questions to ensure your funeral is tailored to your needs and to suit your budget.

Payment
At the start of your Prepaid Funeral arrangements, a Funeral Bond will be set aside specifically for your funeral. The payments whether they be instalments or upfront will be deposited into this interest-bearing ‘savings account’. Should there be excess funds when the time comes, that amount will be paid back to your estate. If on the other hand, there is a shortfall, your family will cover the excess. However, you also have the option to ensure that a considerable portion, or the entirety, of your funeral costs, are covered from early on. This will protect your family from the distress of having to produce substantial funds at relatively short notice.

Peace of Mind
Once you have prepaid for your funeral service with Bethel Funerals you can relax, knowing you have really helped to prepare for your family and have planned a special celebration with all your personal touches.

Prepaid Funeral FAQs

Where are the prepaid funeral funds held?

Bethel Funerals engages Foresters Friendly Society to hold your prepaid funeral payments in a secure and independent location. All payments made to your Prepaid Funeral Plan are protected by government legislation.

Do Prepaid Funerals received Pension Entitlements?

For Centrelink or Veterans’ Affairs pension recipients, a Prepaid Funeral Plan may enable you to maximise your pension entitlement.

Why Prepaid vs. Funeral Insurance?

In Melbourne, many people choose to prepay their funeral to cover the cost of the service and avoid financially burdening their families. Prepaid funerals are viewed as a better option compared to funeral insurance for two main reasons. Firstly, a prepaid funeral does not involve fixed or increasing premiums that can even result in people paying more in premiums than the value of the funeral itself. Secondly, with a Prepaid Funeral, you know the exact cost of the funeral service, in today’s prices, with no charge if certain services increase in price in the future.

What is a Funeral Bond?

Funeral bonds are managed investments that earn interest. The purpose of funeral bonds is to assist you in saving for funeral expenses as you can only withdraw the funds after your death to pay for your funeral.